MHA issued Supplemental Directive 16-04 (Supplemental Directive). This Supplemental Directive announces the availability of version 5.1 of the Making Home Affordable Program Handbook for Servicers of Non-GSE Mortgages (Handbook). The Handbook is a consolidated reference outlining the requirements and guidelines of the Making Home Affordable Program for mortgage loans that are not guaranteed by Fannie Mae or Freddie Mac.

FHA
FHA Revises and Streamlines Policy Established in Mortgagee Letters 2024-24 and 2025-12
FHA issued Mortgagee Letter (ML) 2025-14 revising and streamlining policy established in ML 2024-24 (Modernization of Engagement with Borrowers in Default) and providing clarifications to