Effective analysis is a key factor in mitigating the consequential losses that typically surround incidents of misrepresentation in mortgage loan transactions. TENA’s fraud and forensic audit specialists are experts at detecting and unraveling mortgage fraud schemes. Typical investigative tools include:

• Desk, field and AVM appraisal reviews.
• Property transaction histories.
• Evidential searches for unrecorded mortgages and deeds.
• Business entity and/or ownership validation.
• Reverification, authentication and analysis of:
  • Transaction participants
  • Assets
  • Employment
  • Individual and employer tax ID numbers
  • Occupancy status
  • Tax returns (4506-C)
  • Credit reports
  • Bankruptcy papers