QC Plans & Specialized Audit Services
MERS Reviews | QC Plans | State-Specific
MERS Compliance & Reviews
TENA offers a variety of services for staying compliant with MERS, including:
- Annual Review & E-Annual Report
- Life of Loan Reviews
- MERS Document Reviews
- Data Reconciliation
- QA Reviews
Visit our MERS Compliance page to learn more!
Quality Control Plans
Investors, secondary market entities and regulatory bodies require a complete Quality Control program to be in place. TENA is here to assist in putting your QC plan together and setting the foundation for a comprehensive Mortgage Quality Control strategy. Our plans meet Fannie, Freddie, FHA, VA, RHS/USDA and FHLB requirements.
Contact us today to learn more about Mortgage Quality Control Plans.
State-Specific Audits
TENA offers continuously updated state-specific standards and regulations for Origination, Servicing, and Consumer Loan Quality Control. State-specific audits include:
- Easily apply any one state, group of states, or all states
- Can be applied to both SECONDLOOK applications and outsourced audits
- Always up-to-date state-level statutory and regulatory lending requirements
- State-specific reviews of Predatory Lending and Compliance Directives
- Management reporting tools
Visit the State-Specific Quality Control page to learn more!
Forensic Audits
Effective analysis is a key factor in mitigating the consequential losses that typically surround incidents of misrepresentation in mortgage loan transactions. TENA’s fraud and forensic audit specialists are experts at detecting and unraveling mortgage fraud schemes. Typical investigative tools include:
- Desk, field and AVM appraisal reviews.
- Property transaction histories.
- Evidential searches for unrecorded mortgages and deeds.
- Business entity and/or ownership validation.
- Reverification, authentication and analysis of:
- Transaction participants
- Assets
- Employment
- Individual and employer tax ID numbers
- Occupancy status
- Tax returns (4506-C)
- Credit reports
- Bankruptcy papers
Contact us today to learn more about Forensic Audits.
Explore All Our Mortgage Audit Services
TENA covers every step in the mortgage review process, from Pre-Funding to Post-Closing to Servicing, and more!
Pre-Funding QC
Pre-Funding Audits
Credit, collateral, capacity & compliance are reviewed to identify issues prior to funding the loan, all with standard turnaround times of 48 hours or less.
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SECONDLOOK Audit Software
Bring Your Audits In-House
For nearly 4 decades, TENA’s SECONDLOOK Software has been the preferred choice for lenders performing their own audit processes.
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Post-Closing QC
Post-Closing Audits
TENA’s Audit Solutions cover the guidelines of all applicable agencies and types of mortgages, from Fannie Mae, Freddie Mac, FHA, VA, RHS and more.
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TENA Web Services (TWS)
TENA Web Services (TWS)
TENA Web Services (TWS) is a cloud-based platform to manage the remediation process and reporting of audit findings.
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Servicing QC
Servicing Audits
File based and procedural reviews are conducted to address all aspects of the loan servicing process.
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QC Plans & Specialized Audit Services
QC Plans & MERS Reviews
Customized QC plans, MERS reviews, and more to meet the specific needs of any lender or servicer.
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