FHA announced the forward mortgage loan limits for 2018. The 2018 “floor” and “ceiling” loan limits for a one-unit property are increased to $294,515 and $679,650, respectively (rather than $275,665 and $636,150). The 2018 “ceiling” for the special exception areas of Alaska, Hawaii, Guam and the Virgin Islands is $1,019,475. The forward mortgage loan limits apply to loans with case numbers assigned on or after January 1, 2018.
FHA
FHA Revises and Streamlines Policy Established in Mortgagee Letters 2024-24 and 2025-12
FHA issued Mortgagee Letter (ML) 2025-14 revising and streamlining policy established in ML 2024-24 (Modernization of Engagement with Borrowers in Default) and providing clarifications to
June 4, 2025
