Freddie Mac issued Bulletin 2021-13 addressing the revised qualified mortgage rule and loan eligibility. Per the Bulletin, loans with application dates on and after July 1, 2021 and all loans with settlement dates after August 31, 2021 must meet the Consumer Financial Protection Bureau’s revised qualified mortgage rule (that became effective March 1, 2021).
Click to view the Freddie Mac Guide Bulletin 2021-13: https://www.tenaco.com/wp-content/uploads/2021/04/Freddie-Mac-Guide-Bulletin-2021-13-04-08-21.pdf
