FHA issued Mortgagee Letter 2025-21, updating new permanent loss mitigation options. The Mortgagee Letter makes minor changes to facilitate the implementation of servicing and loss
Freddie Mac, Fannie Mae, and FHA issued Bulletin 2025-E (Bulletin), Lender Letter LL 2025-03, and FHA Info #2025-49 (respectively) issuing temporary guidance related to the
FHA issued FHA Info 2025-42 announcing the adoption of the modernized Uniform Appraisal Dataset (UAD) 3.6. Per the announcement, the new UAD 3.6 Uniform Residential
FHA published an update to the Single Family Housing Policy Handbook (SF Handbook 4000.1). The update includes minor policy changes and technical edits, and incorporates
FHA issued a waiver regarding early payment default review requirements for properties impacted by the Texas severe storms. FHA currently requires lenders to select all
FHA issued Mortgagee Letter 2025-15 eliminating the requirement for the Supplemental Consumer Information Form (SCIF) to be submitted in the FHA case binder as part
FHA issued Mortgagee Letter 2025-16 eliminating the full-time employment requirement for Direct Endorsement (DE) underwriter eligibility. Per the Mortgagee Letter (ML), FHA eliminated the full-time
FHA issued Mortgagee Letter 2025-17 rescinding the policy guidance announced in Mortgagee Letter 2024-20. Mortgagee Letter 2024-20 required that the lowest floor in newly constructed
FHA issued Mortgagee Letter 2025-18 eliminating outdated and costly FHA appraisal protocols. Per the Mortgagee Letter (ML), FHA removed the following from HUD Handbook 4000.1,
FHA issued Mortgagee Letter 2025-19 eliminating pre-endorsement inspection requirements for properties located in Presidentially-Declared Major Disaster Areas (PDMDAs). Per the Mortgagee Letter (ML), FHA eliminated
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