FHA issued Mortgagee Letter, 2019-06, clarifying documentation requirements for governmental entities providing down payment assistance to FHA borrowers. Per the Mortgagee Letter, FHA clarified the documentation mortgagees must obtain when originating mortgages for borrowers using funds from another person or entity to satisfy any portion of the minimum required investment (MRI), including specific documentation when a governmental entity provides down payment assistance to qualified borrowers within the governmental entity’s jurisdiction. The Mortgagee Letter is effective for case numbers assigned on or after April 18, 2019.
FHA
FHA Revises and Streamlines Policy Established in Mortgagee Letters 2024-24 and 2025-12
FHA issued Mortgagee Letter (ML) 2025-14 revising and streamlining policy established in ML 2024-24 (Modernization of Engagement with Borrowers in Default) and providing clarifications to
June 4, 2025
