FHA updated the Single Family Housing Policy Handbook (SF Handbook 4000.1). The update contains technical changes for consistency and clarity, and several policy updates. All lenders should review and become familiar with the changes outlined in SF Handbook Transmittal (available in FHA’s Online Housing Policy Library) as revisions have been made throughout Sections I through V of the SF Handbook. The updates are effective immediately and do not affect previously announced effective dates.
FHA
FHA Revises and Streamlines Policy Established in Mortgagee Letters 2024-24 and 2025-12
FHA issued Mortgagee Letter (ML) 2025-14 revising and streamlining policy established in ML 2024-24 (Modernization of Engagement with Borrowers in Default) and providing clarifications to
June 4, 2025
