Ginnie Mae increased the maximum loan amount for high balance loans. In 2018, the maximum loan amount for a high balance loan secured by a one-unit property will be $453,100 for most of the country and $679,650 in Alaska, Hawaii, Guam and the U.S. Virgin Islands. The revised maximum loan amount applies to mortgage backed securities with an issuance date on or after January 1, 2018.
FHA
FHA Revises and Streamlines Policy Established in Mortgagee Letters 2024-24 and 2025-12
FHA issued Mortgagee Letter (ML) 2025-14 revising and streamlining policy established in ML 2024-24 (Modernization of Engagement with Borrowers in Default) and providing clarifications to
June 4, 2025
