FHA issued Mortgagee Letter 2025-15 eliminating the requirement for the Supplemental Consumer Information Form (SCIF) to be submitted in the FHA case binder as part
FHA issued Mortgagee Letter 2025-16 eliminating the full-time employment requirement for Direct Endorsement (DE) underwriter eligibility. Per the Mortgagee Letter (ML), FHA eliminated the full-time
FHA issued Mortgagee Letter 2025-17 rescinding the policy guidance announced in Mortgagee Letter 2024-20. Mortgagee Letter 2024-20 required that the lowest floor in newly constructed
FHA issued Mortgagee Letter 2025-18 eliminating outdated and costly FHA appraisal protocols. Per the Mortgagee Letter (ML), FHA removed the following from HUD Handbook 4000.1,
FHA issued Mortgagee Letter 2025-19 eliminating pre-endorsement inspection requirements for properties located in Presidentially-Declared Major Disaster Areas (PDMDAs). Per the Mortgagee Letter (ML), FHA eliminated
FHA issued Mortgagee Letter (ML) 2025-14 revising and streamlining policy established in ML 2024-24 (Modernization of Engagement with Borrowers in Default) and providing clarifications to
FHA issued Mortgagee Letter (ML) 2025-13 rescinding the policy guidance announced in Mortgagee Letters 2022-01 and 2022-08. Specifically, FHA: The CWCOT provisions of this ML
FHA issued Mortgagee Letter (ML) 2025-10 extending the foreclosure moratorium for properties located in Florida, Georgia, North Carolina, South Carolina, Tennessee and Virginia affected by
FHA issued Mortgagee Letter (ML) 2025-12 ending the COVID-19 loss mitigation waterfall. Per the ML, FHA ended the COVID-19 loss mitigation waterfall, modified and replaced
FHA issued a waiver regarding early payment default review requirements for properties impacted by the California wildfires. FHA currently requires lenders to select all early
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