FHA issued Mortgagee Letter 2025-18 eliminating outdated and costly FHA appraisal protocols. Per the Mortgagee Letter (ML), FHA removed the following from HUD Handbook 4000.1,
FHA issued Mortgagee Letter 2025-19 eliminating pre-endorsement inspection requirements for properties located in Presidentially-Declared Major Disaster Areas (PDMDAs). Per the Mortgagee Letter (ML), FHA eliminated
Freddie Mac issued Bulletin 2025-9 (Bulletin) announcing revisions to the Single-Family Seller/Servicer Guide. Per the Bulletin, Freddie Mac: Revisions related to project review requirements are
Connecticut passed a bill amending the state’s action to foreclose mortgage provisions. Under the bill, an action to foreclose a mortgage on a 1-to-4 family dwelling,
Connecticut passed a bill requiring mortgage lenders, correspondent lenders, and brokers to provide a notice of flood insurance (notice) to borrowers. Under the bill, a
Fannie Mae issued Lender Letter LL-2025-02, providing advance notice of changes to servicing processes and systems. Per the Lender Letter, Fannie Mae announced transformational changes
Fannie Mae revised the Maryland Security Instrument Form (Form 3021) and Maryland Security Instrument Short Form (Form 3021-SF). The revision adds paragraph 30 (pertaining to
Louisiana passed a bill amending the methods of enforcing mortgage related to the judicial foreclosure process. Under the bill, in any ordinary or executory proceeding
Maine passed a bill amending a notice of right to cure disclosure requirement under a judicial foreclosure. Under the bill, a notice of right to
RHS amended the income limits under the Single Family Housing Guaranteed Loan Program. Appendix 5 of the Single Family Housing Guaranteed Loan Program Technical Handbook
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