Freddie Mac and Fannie Mae Implement New Credit Score Models

Freddie Mac issued Bulletin 2026-D (Bulletin) and Fannie Mae issued Selling Guide Announcement SEL-2026-04 (Selling Guide Announcement), implementing new credit score models. Per the Bulletin and Selling Guide Announcement, Freddie Mac and Fannie Mae, in partnership with U.S. Federal Housing (FHFA), updated their respective Guides to include VantageScore 4.0 and FICO Score 10T as approved credit score models. Revisions related to the implementation of the new credit score models was effective April 22, 2026.

Click to view the Fannie Mae Selling Guide Announcement SEL-2026-04: https://www.tenaco.com/wp-content/uploads/2026/04/Fannie-Mae-Selling-Guide-Announcement-SEL-2026-04-04-22-26.pdf

Click to view the Freddie Mac Guide Bulletin 2026-D: https://www.tenaco.com/wp-content/uploads/2026/04/Freddie-Mac-Guide-Bulletin-2026-D-04-22-26.pdf

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