Connecticut passed a bill amending the Nondepository Mortgage Lenders and Brokers Act. Under the bill, a mortgage lender, correspondent lender, and broker must provide the
Fannie Mae updated the area median incomes (AMIs) used to determine a borrower’s eligibility for HomeReady, RefiNow, and Duty to Serve loans. The 2026 AMIs
Freddie Mac issued Bulletin 2026-F (Bulletin), announcing updated area median income (AMI) limits. For mortgages submitted to Loan Product Advisor (LPA), LPA will be updated
South Carolina passed a bill amending the South Carolina High-Cost and Consumer Home Loans Act. The bill redefines “conventional mortgage rate” to mean the average
South Carolina passed a bill amending the Consumer Protection Code. This bill defines bridge loans as short-term consumer loans for residential real property acquisition or
Tennessee passed a bill enacting the Tennessee Reverse Mortgage Innovation Act and adding, amending, and deleting several reverse mortgage provisions. Under the bill, the Home
Fannie Mae revised Virginia Deed of Trust (Form 3047) and California Deed of Trust (Form 3005). The revision announced that a new paragraph has been
Fannie Mae issued Selling Guide Announcement SEL-2026-05 (Announcement), setting forth updates to the Selling Guide. Per the Announcement, Fannie Mae: Revisions related to eligibility guidance
Freddie Mac issued Bulletin 2026-6 (Bulletin) announcing revisions to the Single-Family Seller/Servicer Guide. Per the Bulletin, Freddie Mac: All revisions are effective May 6, 2026.
Minnesota passed a bill amending the Minnesota Residential Mortgage Originator and Servicer Licensing Act (MRMOSLA). Under the bill, the MRMOSLA was amended to modify the
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