VA issued Circular 26-24-19, Change 1 updating clarification of documentation requirements related to supporting itemized fees and charges to the borrower (or assumer). Per the Circular, reasonable and customary amounts for itemized fees and charges designated by VA may be charged to and paid by the borrower (or assumer). Lenders are expected to continue to comply with VA’s policies and procedures regarding itemized fees and charges outlined in the Circular and Chapter 8 of VA Lenders Handbook, Pamphlet 26-7; however, lenders are no longer required to provide supporting invoices at the time files are submitted for Full File Loan Review, manual guaranty requests, or assumptions. Rather, lenders are to maintain supporting documentation in the lenders loan file and provide it to VA upon request. including in response to VA Monitoring Unit Audits. The new clarification become effective for loans files submitted to VA on or after June 4, 2026.
Click to view the VA Circular 26-24-19: https://www.tenaco.com/wp-content/uploads/2026/06/VA-Circular-26-24-19-09-13-24.pdf
Click to view the VA Circular 26-24-19, Change 1: https://www.tenaco.com/wp-content/uploads/2026/06/VA-Circular-26-24-19-Change-1-06-05-26.pdf
