FHA issued a waiver of Nonjudicial Foreclosure of HECMs in Washington State. Specifically, FHA issued the following waiver for HECM only to waive, “Under Appendix 6.0-First Legal Action to Initiate Foreclosure and Reasonable Diligence Time Frames, State Code 56, Washington: “Nonjudicial” as the “Preferred Method of Foreclosure” and “Recording of Notice of Trustee’s Sale” as the “First Legal Action to Initiate Foreclosure” provided that the foreclosure attorney’s fees do not exceed $5,950.
The waiver went into effect June 30, 2026.
Click to view the FHA Waiver Handbook 4000-1 Waiver for Appendix 6.0 First Legal Actions to Initiate Foreclosure AND Reasonable Diligence Time Frames: https://www.tenaco.com/wp-content/uploads/2026/07/FHA-Waiver-Handbook-4000-1-Waiver-for-Appendix-6.0-First-Legal-Actions-to-Initiate-Foreclosure-AND-Reasonable-Diligence-Time-Fra.pdf
