Alabama passed a bill requiring mortgage servicers to allow borrowers, without penalty, to make biweekly or semi-monthly mortgage payments and additional payments to the mortgage
Maine passed a bill enacting shared appreciation mortgage requirements under the Maine Consumer Credit Code. Under the bill, a supervised lender and/or servicer (as applicable):
West Virginia passed a bill amending the Residential Mortgage Lender, Broker and Servicer Act (RMLBSA). The bill amended requirements under the RMLBSA with respect to
Fannie Mae issued Servicing Guide Announcement SVC-2026-03 (Announcement), setting forth updates to the Servicing Guide. Per the Announcement, Fannie Mae: Revisions related to the Investor
Freddie Mac issued Bulletin 2026-5 (Bulletin) announcing revisions to the Single-Family Seller/Servicer Guide. Per the Bulletin, Freddie Mac: Revisions related to a new effective date
Fannie Mae issued Lender Letter LL-2026-03, updating Fannie Mae’s requirements related to property insurance for 1- to 4- Unit Properties, annual insurance reminder, and lender-placed
Freddie Mac issued Bulletin 2026-C (Bulletin) announcing revisions to the Single-Family Seller/Servicer Guide. Per the Bulletin, Freddie Mac: All revisions are effective January 1, 2027
Wyoming passed a bill enacting the Uniform Mortgage Modification Act (UMMA). Per the bill, the UMMA was enacted to set forth the effect of a
Fannie Mae issued Servicing Guide Announcement SVC-2026-02 (Announcement), setting forth updates to the Servicing Guide. Per the Announcement, Fannie Mae clarified remittance requirements for loans
Freddie Mac and Fannie Mae issued Bulletin 2026-B (Bulletin) and Lender Letter LL 2026-02 (respectively) issuing temporary guidance related to the partial federal government shutdown.
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