Freddie Mac issued Bulletin 2026-G (Bulletin) announcing revisions to the Single-Family Seller/Servicer Guide. Per the Bulletin, Freddie Mac announced: Revisions related to the transition from
Indiana passed a bill repealing and recodifying the First Lien Mortgage Lending Act (FLMLA), Uniform Consumer Credit Code (UCCC) and the Indiana Home Loan Practices
FHA issued a waiver for automatic extensions for foreclosure initiation time frame for Loss Mitigation Option. FHA issued a waiver for the following under FHA
FHA issued a waiver of Nonjudicial Foreclosure of HECMs in Washington State. Specifically, FHA issued the following waiver for HECM only to waive, “Under Appendix
Missouri passed a bill enacting the Uniform Mortgage Modification Act (UMMA). Per the bill, the UMMA was enacted to set forth the effect of a
Rhode Island passed a bill amending Notice of Sale mailing requirements and modifying protections afforded to active military servicemembers facing foreclosure. Under the bill, a
Rhode Island passed a bill amending the General Laws Licensed Activities Act (GLLAA) governing prepayment of mortgage loans on real estate containing dwelling houses of
Fannie Mae issued Lender Letter LL-2026-05, updating event-based reporting and escrow reporting requirements. Per the Lender Letter, Fannie Mae: Revisions related to escrow reporting requirements
FHA issued Mortgagee Letter 2026-08, clarifying its loss mitigation requirements governing Trial Payment Plans (TPPs) and borrower evaluation for loss mitigation assistance. Per the Mortgagee
Rhode Island passed a bill imposing net worth requirements for covered mortgage servicers. Under the bill, a third-party mortgage servicer that services (or subservices) at
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