FHA issued Mortgagee Letter (ML) 2025-10 extending the foreclosure moratorium for properties located in Florida, Georgia, North Carolina, South Carolina, Tennessee and Virginia affected by Hurricanes Helene and Milton. FHA provided an automatic 90-day foreclosure moratorium (from each of the individual disaster declaration dates) for properties located in Florida, Georgia, North Carolina, South Carolina, Tennessee, and Virginia affected by hurricanes Helene and Milton. On December 6, 2024, FHA issued ML 2024-25 extending the 90-day foreclosure moratorium through April 11, 2025. Per this ML, FHA further extended the 90-day foreclosure moratorium to July 10, 2025.
Click to view the FHA Mortgagee Letter 2025-10: https://www.tenaco.com/wp-content/uploads/2025/05/FHA-Mortgagee-Letter-2025-10-04-08-25.pdf
Click to view the FHA Info #2025-20: https://www.tenaco.com/wp-content/uploads/2025/05/FHA-Info-2025-20.pdf