Freddie Mac issued Bulletin 2026-8 (Bulletin) announcing revisions to the Single-Family Seller/Servicer Guide. Per the Bulletin, Freddie Mac updated:
- Guide Exhibit 76A (Authorized Changes to Exhibit 76, Loan Modification for Delinquent Mortgages) to provide more clarity for servicers to update the modification agreement for a mortgage with a temporary subsidy buydown plan when applicable;
- Exhibit 74 (Expense and Income Codes for Expense Reimbursement Requests) to clarify that servicers may claim Postponement Fee (Judicial & Non-Judicial) and Cancel, Reset, and Reschedule the Judicial Foreclosure Sale expenses as unrecoverable expenses in Kansas, Michigan, Minnesota, New Jersey, North Dakota, Ohio, and West Virginia;
- OFAC related requirements by introducing a 1-day reporting requirement for any violation or suspected violation of OFAC sanctions related to Freddie Mac mortgages, even in instances where the borrower or guarantor is not a match to the OFAC SDN List and by adding greater specificity regarding Exclusionary List screening processes, including around third-party screening;
- Section 3201.3 (Fraud Cooperation and Additional Requirements) to require that documents and mortgage files requested by Freddie Mac be submitted via the Tip Referral Tool;
- Requirements related to notification of taxing authorities and homeowners associations requiring servicers to now notify tax authorities, condominium associations, municipalities, homeowners associations, and/or Cooperative Corporations that require notice of Freddie Mac’s ownership of the property within 5 days of successfully reporting a foreclosure sale or deed-in-lieu of foreclosure via Resolve to ensure that statements are sent to the appropriate location; and
- An existing NFIP lapse procedure by moving temporary Bulletin (Bulletin 2025-E) to Section 4703.3 (Flood Insurance) permanently.
All revisions went into effect June 10, 2026.
Click to view the Freddie Mac Guide Bulletin 2026-8: https://www.tenaco.com/wp-content/uploads/2026/06/Freddie-Mac-Guide-Bulletin-2026-8-06-10-26.pdf
