Freddie Mac issued Bulletin 2023-12 (Bulletin), rescinding the debt-to-income (DTI) ratio-based credit fee for certain mortgages with borrowers with DTI ratios above 40%. The credit fee was originally announced in Bulletin 2023-01 and intended to be effective for mortgages with Settlement Dates on or after August 1, 2023.
Click to view the Freddie Mac Guide Bulletin 2023-12: https://www.tenaco.com/wp-content/uploads/2023/05/Freddie-Mac-Guide-Bulletin-2023-12-05-11-23.pdf
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