FHA issued Mortgagee Letter (ML) 2025-14 revising and streamlining policy established in ML 2024-24 (Modernization of Engagement with Borrowers in Default) and providing clarifications to
Hawaii passed a bill amending the state’s nonjudicial power of sale foreclosure laws by adding 2 new sections to Chapter 667 (Foreclosures). Under the bill,
Oklahoma passed a bill amending breach of security requirements. Under the bill, a requirement was added that individuals and entities that own or license personal
New Jersey passed a bill amending escrow analysis requirements and mortgage payment allowances. Under the bill, if at the time an escrow analysis is performed,
Georgia passed a bill imposing Net Worth requirements for mortgage lenders, servicers, and brokers licensed under the Georgia Residential Mortgage Act. Under the bill, mortgage
RHS issued a SFH Guaranteed Servicing Notice (Notice) announcing updated Electronic Status Reporting codes for mortgage servicers. Per the Notice: The updates to Default Status
The CFPB issued an interim final rule to rescind the final rule ‘‘Protections for Borrowers Affected by the COVID–19 Emergency Under the Real Estate Settlement
Fannie Mae issued a Selling Notice (Notice) providing advance notice to servicers that Fannie Mae is retiring the loan workout reporting and related functionality in
The CFPB issued a Federal Register notice withdrawing 7 interpretive rules, 8 policy statements, 13 advisory opinions, and 39 other CFPB guidance. The withdrawals were
FHA issued Mortgagee Letter (ML) 2025-13 rescinding the policy guidance announced in Mortgagee Letters 2022-01 and 2022-08. Specifically, FHA: The CWCOT provisions of this ML
FHA issued Mortgagee Letter (ML) 2025-14 revising and streamlining policy established in ML 2024-24 (Modernization of Engagement with Borrowers in Default) and providing clarifications to
Hawaii passed a bill amending the state’s nonjudicial power of sale foreclosure laws by adding 2 new sections to Chapter 667 (Foreclosures). Under the bill,
Oklahoma passed a bill amending breach of security requirements. Under the bill, a requirement was added that individuals and entities that own or license personal
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