VA revised chapter 5 of the Servicer’s Handbook (M26-4) to add the new VA Loss Mitigation Waterfall, update loss mitigation program requirements, and provide clarification
VA added chapter 22 of the Servicer’s Handbook (M26-4) to outline the program policy and procedures for VA Partial Claim in accordance with Public Law
Fannie Mae issued Servicing Guide Announcement SVC-2026-04 (Announcement), setting forth updates to the Servicing Guide. Per the Announcement, Fannie Mae updated: Revisions related to Custodial
Minnesota passed a bill amending the Minnesota Residential Mortgage Originator and Servicer Licensing Act (MRMOSLA). Under the bill, the MRMOSLA was amended to modify the
Colorado passed a bill enacting the Uniform Mortgage Modification Act (UMMA). Per the bill, the UMMA was enacted to set forth the effect of a
Mississippi passed a bill amending the Mississippi S.A.F.E. Mortgage Act. Under the bill, Mississippi S.A.F.E. Mortgage Act requirements related to the following were amended: Also,
Alabama passed a bill requiring mortgage servicers to allow borrowers, without penalty, to make biweekly or semi-monthly mortgage payments and additional payments to the mortgage
Maine passed a bill enacting shared appreciation mortgage requirements under the Maine Consumer Credit Code. Under the bill, a supervised lender and/or servicer (as applicable):
West Virginia passed a bill amending the Residential Mortgage Lender, Broker and Servicer Act (RMLBSA). The bill amended requirements under the RMLBSA with respect to
Fannie Mae issued Servicing Guide Announcement SVC-2026-03 (Announcement), setting forth updates to the Servicing Guide. Per the Announcement, Fannie Mae: Revisions related to the Investor
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