Texas adopted rules amending the model Conditional Qualification Letter and the model Conditional Approval Letter forms. The model forms are available to lenders and brokers

New York passed a bill enacting transfer of servicing requirements with respect to modified mortgage loans. Under the bill, a servicer acquiring a mortgage loan

Illinois passed a bill requiring data collectors to notify the attorney general in the event of a security breach. Under the bill, a data collector

Oregon passed a bill amending foreclosure complaint and Notice of Sale requirements under the judicial foreclosure process. Under the bill, a foreclosure complaint in a

Nevada passed a bill consolidating the Mortgage Banker Act (chapter 645E) and the Mortgage Broker Act (chapter 645B). Under the bill, all mortgage loan origination

VA issued Circular 26-19-17, Change 1, amending guidance previously announced in Circular 26-19-17 relating to Interest Rate Reduction Refinancing Loans (IRRRLs) and the VA Funding

FHA published the quarterly update to its Single Family Housing Policy Handbook (SF Handbook 4000.1). This publication updated and clarified FHA’s servicing and claims policies,

New Jersey passed a bill codifying the state’s Foreclosure Mediation Program (Program). Under the bill, the Program applies to a foreclosure action involving an owner-occupied

Oregon passed a bill amending the Consumer Identity Theft Protection Act (CITPA). Under the bill, the definition of “personal information” is expanded to include user

Utah passed a bill authorizing remote notarizations and establishing requirements for the performance of remote notarizations. A remote notarization is defined as a notarial act