Idaho passed a bill amending the Residential Mortgage Practices Act (RMPA). Under the bill, a mortgage lender, broker, loan officer, or servicer licensed under the RMPA may not use a mortgage trigger lead in a misleading or deceptive manner. The bill also sets forth requirements and restrictions with respect to mortgage trigger leads. The bills become effective July 1, 2025.
Click to view the Idaho House Bill 149: https://www.tenaco.com/wp-content/uploads/2025/03/ID-HB-149-03-18-25.pdf
