RHS adopted a rule permitting financing of single-family homes with income producing accessory dwelling units (ADUs) for the Single-Family Housing Guaranteed Loan Program. Per the rule adoption, RHS updated:
- 7 CFR part 3555.10 to add and clarify the definitions of ADUs and living unit;
- 7 CFR part 3555.102(b) to permit the issuance of a guarantee when loan funds are used to finance a property which includes a single or multiple income producing ADUs;
- 7 CFR part 555.102(c) to permit the issuance of a guarantee when loan funds are used to finance a property which accommodates a home- based operation; and
- 7 CFR part 3555.201(b)(2) to clarify the eligibility of financing sites which include income producing ADUs.
The rule adoption is effective December 28, 2026.
Click here to view the RHS SFHGLP Final Rule: https://www.tenaco.com/wp-content/uploads/2026/11/RHS-SFHGLP-Final-Rule-10-29-26.pdf
