FHA issued Mortgagee Letter 2025-17 rescinding the policy guidance announced in Mortgagee Letter 2024-20. Mortgagee Letter 2024-20 required that the lowest floor in newly constructed
FHA issued Mortgagee Letter 2025-18 eliminating outdated and costly FHA appraisal protocols. Per the Mortgagee Letter (ML), FHA removed the following from HUD Handbook 4000.1,
FHA issued Mortgagee Letter 2025-19 eliminating pre-endorsement inspection requirements for properties located in Presidentially-Declared Major Disaster Areas (PDMDAs). Per the Mortgagee Letter (ML), FHA eliminated
Freddie Mac issued Bulletin 2025-9 (Bulletin) announcing revisions to the Single-Family Seller/Servicer Guide. Per the Bulletin, Freddie Mac: Revisions related to project review requirements are
Connecticut passed a bill requiring mortgage lenders, correspondent lenders, and brokers to provide a notice of flood insurance (notice) to borrowers. Under the bill, a
Fannie Mae revised the Maryland Security Instrument Form (Form 3021) and Maryland Security Instrument Short Form (Form 3021-SF). The revision adds paragraph 30 (pertaining to
RHS amended the income limits under the Single Family Housing Guaranteed Loan Program. Appendix 5 of the Single Family Housing Guaranteed Loan Program Technical Handbook
RHS revised Form RD 3555-21 (Request for Single Family Housing Loan Guarantee) and chapters 4, 5, 8, 9, 10, 15, and 16 of the Single
Vermont passed a bill amending permitted charges with respect to first lien mortgage subject to Depository Institutions Deregulation and Monetary Control Act of 1980 (DIDMCA)
Vermont passed a bill prohibiting discrimination based on citizenship and immigration status. Under the bill, a person whose business includes engaging in the making or
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