
RHS Updates Principal, Interest, Taxes, and Insurance Ratio Guidelines
RHS issued a SFH Guaranteed Origination Notice (Notice) updating Principal, Interest, Taxes, and Insurance Ratio (PITI) guidelines. Per the Notice, the maximum PITI ratio is

RHS issued a SFH Guaranteed Origination Notice (Notice) updating Principal, Interest, Taxes, and Insurance Ratio (PITI) guidelines. Per the Notice, the maximum PITI ratio is

Fannie Mae issued Selling Guide Announcement SEL-2025-07 (Announcement), setting forth updates to the Selling Guide. Per the Announcement, Fannie Mae: All revisions went into effect

Fannie Mae revised the Tennessee Security Instrument Form (Form 3043). The revision updates paragraph 26(c) pertaining to a change in the state’s attorney’s fee statute

Freddie Mac issued Bulletin 2025-12 (Bulletin) announcing revisions to the Single-Family Seller/Servicer Guide. Per the Bulletin, Freddie Mac: All revisions went into effect September 3,

FHA issued FHA Info 2025-42 announcing the adoption of the modernized Uniform Appraisal Dataset (UAD) 3.6. Per the announcement, the new UAD 3.6 Uniform Residential

Colorado adopted rules amending requirements under the Mortgage Loan Originator Licensing and Mortgage Company Registration Act (MLOLMCRA). Under the adopted rules, a mortgage loan originator

FHA published an update to the Single Family Housing Policy Handbook (SF Handbook 4000.1). The update includes minor policy changes and technical edits, and incorporates

Nevada passed a bill imposing net worth requirements for covered institutions licensed under the Mortgage Servicers Act. Under the bill, covered institutions that service (or

RHS issued a SFH Guaranteed Origination Notice (Notice) increasing the elderly family deduction when calculating adjusted annual income within the Single-Family Housing Guaranteed Loan Program

Fannie Mae issued Selling Guide Announcement SEL-2025-06 (Announcement), setting forth updates to the Selling Guide. Per the Announcement, Fannie Mae updated: Revisions related to co-op
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