West Virginia passed a bill amending the Residential Mortgage Lender, Broker and Servicer Act (RMLBSA). The bill amended requirements under the RMLBSA with respect to
Freddie Mac issued Bulletin 2026-4 (Bulletin) announcing revisions to the Single-Family Seller/Servicer Guide. Per the Bulletin, Freddie Mac: Revisions related to mortgages with capitalized balances
Fannie Mae issued Lender Letter LL-2026-03, updating Fannie Mae’s condominium project standards policies and property insurance requirements for 1- to 4-unit properties and condominium project
Freddie Mac issued Bulletin 2026-C (Bulletin) announcing revisions to the Single-Family Seller/Servicer Guide. Per the Bulletin, Freddie Mac: Revisions related to the retirement of the
Fannie Mae issued an update to Selling Guide Announcement SEL-2026-01 (Announcement), setting forth updates to the Selling Guide. Per the Announcement, Fannie Mae aligned key
The Rural Housing Service (RHS or Agency), a Rural Development (RD) Agency within the United States Department of Agriculture (USDA), is amending its regulations to
Utah passed a bill amending the Utah Consumer Credit Code Act (UCCC) with respect to a prepayment penalty. Under the bill, a prepayment penalty may
Washington passed a bill amending language related to the foreclosure prevention fee requirement under the Mortgage Broker Practices Act and Consumer Loan Act. A foreclosure
Mississippi passed a bill amending the S.A.F.E. Mortgage Act. Under the bill, a mortgage lender and broker must now maintain an individual borrower file that
Fannie Mae issued Selling Guide Announcement SEL-2026-02 (Announcement), setting forth updates to the Selling Guide. Per the Announcement, Fannie Mae: Revisions related to income assessment
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