Massachusetts Adopts Regulations Set Forth in 209 CMR (Division of Banks)

Massachusetts adopted rules set forth in 209 CMR (Division of Banks) by removing and re-organizing regulations set forth in 209 CMR 18.00 (Conduct of the Business of Debt Collectors, Student Loan Servicers, and Third Party Loan Servicers), amending a disclosure requirement regarding post-consummation events set forth in 209 CMR 32.00 (Truth In Lending), updating a license disclosure requirement set forth in 209 CMR 42.00 (The Licensing of Mortgage Lenders and Mortgage Brokers), modifying a 3rd party counseling requirement set forth in 209 CMR 55.00 (Reverse Mortgage Loans) and re-naming the executive office overseeing reverse mortgage loans set forth in 209 CMR 55.00. Revisions related to 209 CMR 18.00 and 209 CMR 55.00 went into effect September 26, 2025. Revisions related 209 CMR 32.00 and 209 CMR 42.00 went into effect October 10, 2025.

Click to view the MA RA 12131-209 CMR 18.00: https://www.tenaco.com/wp-content/uploads/2025/10/MA-RA-12131-209-CMR-18.00-09-29-25.pdf

Click to view the MA RA 12244-209 CMR 32.00: https://www.tenaco.com/wp-content/uploads/2025/10/MA-RA-12244-209-CMR-32.00-09-29-25.pdf

Click to view the MA RA 12244-209 CMR 42.00: https://www.tenaco.com/wp-content/uploads/2025/10/MA-RA-12244-209-CMR-42.00-09-29-25.pdf

Click to view the MA RA 12244-209 CMR 55.00: https://www.tenaco.com/wp-content/uploads/2025/10/MA-RA-12244-209-CMR-55.00-09-29-25.pdf

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