Colorado Enacts Uniform Mortgage Modification Act
April 28, 2026
Colorado passed a bill enacting the Uniform Mortgage Modification Act (UMMA). Per the bill, the UMMA was enacted to set forth the effect of a
Colorado passed a bill enacting the Uniform Mortgage Modification Act (UMMA). Per the bill, the UMMA was enacted to set forth the effect of a
Mississippi passed a bill amending the Mississippi S.A.F.E. Mortgage Act. Under the bill, Mississippi S.A.F.E. Mortgage Act requirements related to the following were amended: Also,
Alabama passed a bill requiring mortgage servicers to allow borrowers, without penalty, to make biweekly or semi-monthly mortgage payments and additional payments to the mortgage
Maine passed a bill enacting shared appreciation mortgage requirements under the Maine Consumer Credit Code. Under the bill, a supervised lender and/or servicer (as applicable):
Utah adopted rules amending the Residential Mortgage Practices Act. Under the adopted rules, the number of hours of Utah specific pre-licensing education a mortgage loan
West Virginia passed a bill amending the Residential Mortgage Lender, Broker and Servicer Act (RMLBSA). The bill amended requirements under the RMLBSA with respect to
Utah passed a bill amending the Utah Consumer Credit Code Act (UCCC) with respect to a prepayment penalty. Under the bill, a prepayment penalty may
Washington passed a bill amending language related to the foreclosure prevention fee requirement under the Mortgage Broker Practices Act and Consumer Loan Act. A foreclosure
Mississippi passed a bill amending the S.A.F.E. Mortgage Act. Under the bill, a mortgage lender and broker must now maintain an individual borrower file that
Wyoming passed a bill enacting the Uniform Mortgage Modification Act (UMMA). Per the bill, the UMMA was enacted to set forth the effect of a
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