FHA announced an implementation date of January 1, 2027 related to adding VantageScore 4.0 (V4) and FICO Score 10T (10T) as eligible credit score models for FHA-insured mortgage underwriting.
Click to view the FHA Info #2026-21: https://www.tenaco.com/wp-content/uploads/2026/09/FHA-Info-2026-21-09-10-26.pdf
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